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Financial Planning Services We Offer

Carolina Wealth Advisors is a full-service financial firm committed to helping people pursue their financial goals. We believe that by providing clients with sound financial information, they will be able to identify their goals and make sound decisions in order to help achieve them.

Specialties consist of a comprehensive financial planning management style including:

  • Wealth preservation strategies
  • Asset management
  • Wealth accumulation
  • Income tax planning
  • Insurance planning
  • Estate planning
  • Generational transfer planning
  • Charitable planning

We have been working with individuals and businesses in the area for many years and are dedicated to developing long-term relationships with all our clients. We believe in helping you assess your financial goals as well as in the management of your finances. We offer a wide range of financial services to individuals and business owners. Our firm has relationships with a variety of financial service companies, allowing us to draw from many resources. Please call us if you have any questions about our firm or the range of financial planning services we provide.

Please see the below for more information about our approach to the services we offer.

Money Management

One essential aspect to a healthy financial plan is understanding your budget. Developing and utilizing a realistic budget will allow you to analyze your cash flows allowing you to make better decisions regarding potential purchases.

Lifestyle

Creating a life map involves a close review of personal finances as well as an assessment of other vital aspects to your life. Lifestyle matters examines how to balance work and leisure, how to make smart choices for the future, and many other features in an effort to help individuals "enjoy the journey."

Investment Planning

Most individuals have difficulty "staying the course" with regards to investing due to emotions. Examining various financial principals and strategies can allow individuals to develop investment portfolios that reflect variables such as risk tolerance, time horizon, and specific goals. A deeper understanding of these principals and strategies can assist individuals in potentially avoiding some of the pitfalls that can snarl investors.

Retirement Planning

Many people derive retirement income from various sources such as qualified retirement plans, investment accounts, savings accounts, and Social Security. Once you have determined your desired income amount, creating a sound withdrawal strategy from your assets can be an extremely important aspect to your overall financial plan.

Tax Planning

Understanding different tax strategies and managing your income tax exposure should be part of any sound financial plan. Some taxes can be deferred while others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the imprint of taxes on your financial efforts for both short-term as well as long-term planning.

Insurance

Insurance can help reduce the financial burden of unexpected events by transferring that risk to an insurance company. There are various types of insurances to choose from which make it vital to develop a sound insurance strategy in order to protect your family from unexpected financial consequences.

Estate Planning

Effective estate planning can allow you to manage your affairs during your lifetime as well as direct the distribution of your wealth after your death. Additionally, utilizing proper estate planning strategies can allow individuals to dictate specific healthcare wishes along with designating others to manage specific financial decisions if you are unable to do so.

Our Team

We are a close-knit group of highly educated professionals whose sole purpose is to accomplish the things that you want to accomplish. Learn more about the synergies that make our team unique.