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Note: Advisory services offered through Carolina Wealth Advisors (CWA) and The Strategic Financial Alliance, Inc. (SFA), registered investment advisers. Securities offered through The Strategic Financial Alliance, Inc. (SFA), member FINRA/SIPC. Christopher St. John, M. Radcliff Lowery, and Christy Horlacher are registered representatives and investment adviser representatives of SFA, which is otherwise unaffiliated with CWA. CWA and SFA do not provide any tax or legal advice. SFA corporate offices 678-954-4000.

We cannot guarantee future financial results.

The SFA does not provide tax or legal advice.

Certified Financial Planner Board of Standards Inc. owns the marks CFP, CERTIFIED FINANCIAL PLANNER, and CFP in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.

To ensure compliance with the requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained within (including the attachments) is not intended or written to be used, for the purpose of (a) avoiding penalties under the Internal Revenue Code or (b) promoting, marketing or recommending to another party any transaction or tax-related matter[s]. To provide you with a communication that could be used to avoid penalties under the Internal Revenue Code will necessarily entail additional investigations, analysis and conclusions on our part.

This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CT, FL, GA, IL, IN, KY, MD, MA, MT, NJ, NM, NY, NC, OK, PA, SC, TX, VA, WA and WV. No offers may be made or accepted from any resident outside the specific states referenced.

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Dr. Christopher St. John
M. Radcliff Lowery
Christy Horlacher
Kim Farrenkopf
Tradd Teal

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1110 London Street, Suite 204 |
Myrtle Beach, SC 29577

P (843) 448-4425
F(843) 448-4784
E info@carolinawa.com